DC Sleez Blog

Traveling can be one of life’s greatest rewards. Seeing the world by sea, air or over land, can expand your horizons both physically and spiritually. However, one of the realities of travel is the chance for unfortunate things to happen. When you are away from home, it’s good to know there is someone to help you through those inopportune times.

Although most trips can go off without a hitch, there is always the chance for sickness, accidents, thefts and cancellations. That is why it is important to purchase travel insurance. It is a good idea to take out the insurance as soon as you plan your trip in order to protect yourself from cancellations in flights or passage, especially if your plans include holiday travel. Also, be sure to check with the insurer to find out what pre-existing health conditions are not covered.

Another consideration when planning a trip is the destination and the countries through which you will be traveling.  If there are safety alerts issued for anywhere that is on your itinerary, travel insurance may not be available. Don’t forget to verify the age limits set by the insurance company. Often, the cost for anyone over a certain age could be higher and policies may not be available to anyone over eighty years old. 

The cost of insurance can vary, depending upon the countries in which you travel (medical costs fluctuate from country to country), your pre-existing medical conditions, the age of all insured and, of course, the length of stay. Be aware that some dangerous activities may preclude obtaining travel insurance and some of your more expensive personal items may have replacement cost limits.

For the Australian traveler, MyCover Travel Insurance has plans for almost every need.Their “Comprehensive International” policy will cover travel abroad while their “Australia Only” policy is for domestic travelling only (health insurance is not included). A third option that is offered is “Budget Cover” and they also have a “Frequent Traveler” policy that is aimed at those who travel a lot, such as business travelers. Quotes are available online.

While traveling is an enjoyable experience, having the security of insurance. makes it that much more rewarding.